WooCommerce – MasterCard Payment Gateway Services

• 3D-Secure: Select the security level of the user’s card to provide an extra layer of security for completing the order process. After the user enters the card details, it will redirect to the user’s bank payment gateway for verification. If the option is not enabled, after placing the order and entering card details, the order will be placed. No extra layer of security will be there. This field will be displayed only if you have selected the Integration Model as a Hosted Session.

Note: You can select either:

• • Disabled – The order will be placed after placing the order and the card details have been verified.
  • 3DS1 – This security level allows payers to authenticate their issuer’s Access Control Server (ACS) by entering a password previously registered with their card issuer. Supported authentication schemes include Mastercard SecureCode™, Verified by Visa™, American Express SafeKey™, J/Secure™, and Diners Club ProtectBuy™.
  • 3DS2 (with fallback to 3DS1) – This security level is the new version designed to enhance security in online purchases while providing frictionless checkouts to payers who are considered low-risk by the Access Control Server (ACS). The ACS may determine the risk using the information provided by the merchant, browser fingerprinting, and/or previous interactions with the payer. The ACS subjects the payer to a challenge (for example, entering a PIN) only where additional verification is required to authenticate the payer, thereby providing increased conversion rates. Supported authentication schemes include Mastercard SecureCode™, Verified by Visa™, American Express SafeKey™, Diners Club/Discover ProtectBuy, and JCB J/Secure.
• Saved Cards: Check this option to enable customers to save their cards for future purchases. No card details will be stored on the owner’s website, and customers will still need to input the CSC/CVV code, which appears on the back of the card, to the right of the signature panel. This field will only be displayed if you have chosen the Integration Model as a Hosted Session.